Hit And Run.
What To Do
Right Now.

Yes. Your own uninsured motorist (UM) coverage is specifically designed for hit-and-run situations where the driver flees or is never identified. Most policies require a police report, which is why calling 911 immediately is critical.

Give it to police anyway. Even partial plates can help narrow identification. Combined with vehicle description, witness accounts, and traffic camera footage, partial plates have helped identify drivers. Don't underestimate what you have.

Parking lot hit-and-runs are very common. File a police report, check for security cameras (businesses often retain footage 7–30 days), and contact your insurance. An attorney can help pursue all available recovery options.

Statutes of limitations apply — typically 2 years in Ohio, Nevada, and California. However, your insurance policy may have shorter deadlines for UM claims. Contact us today to protect your rights.